Contact sports are exciting to watch. NFL and other major league games
are the modern answer to the Roman gladiator in the arena. Owners have made billions on talented football, hockey and soccer . players.
What is soon forgotten after the profits are tallied and the arena is
quiet, however, is the
life long effect those many games have had on the player.
For the players who devote their talent and health to game, the cold reality
is the accumulated physical toll on the player can be high, even life
threatening. Thus, workplace accident claims are common, and often unavoidable.
A work injury on the field, or on the ice, can even end a sports promising
career, sometimes before it really begins. As discussed in earlier blog
posts, team owners have sought to bar California workers compensation
benefits and treatment to some players through legislation, even those
Now, even insurance companies are looking to avoid paying benefits to seriously
injured player. On August 13, 2012, Alterra America Insurance Company, a NFL liability
insurer, brought suit in New York State Court claiming it did not have
the ”duty to defend or indemnify” the NFL in multiple tort
suits filed by former NFL players. On August 22, 2012, several subsidiaries
of The Travelers Companies, Inc. then weighed in with their own insurance
coverage lawsuit, contending that it is not obligated to defend or indemnify
the NFL for any of the lawsuits, claiming that Travelers does not insure
the NFL— it only insures
NFL Properties, Inc., the NFL’s marketing company. Now, even the carriers want to escape
any responsibility to pay benefits to the injured players.
Whether owners or their insurance companies try to avoid their responsibilities
to their employee’s or not, let’s hope theCalifornia legislature and courts remember that the California State Constitution
requires ALL workers be provided workers compensation benefits and treatment
when they are injured on the job – or field.
Whether you are a famous athlete or not, an experienced work injury attorney
can assist you in navigating the ever more complex workers compensation system. If you, or someone you care about, has suffered a
work injury, please contact the office of
Thomas F. Martin PLC immediately by completing a free
Case Evaluation form, or by calling (714) 594-5389. We will review your potential case at no
charge and let you know if we can help.